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COMMERCIAL LOAN
FLEXIBLE FINANCING FOR BUSINESS GROWTH & INVESTMENT PROPERTIES
A Commercial Loan is designed for business owners, investors, and developers looking to purchase, refinance, or expand commercial real estate holdings. Whether you’re acquiring office buildings, retail spaces, multifamily properties, or industrial facilities, our commercial loan programs offer competitive rates, flexible terms, and high borrowing limits to help you achieve your business goals.
COMMERCIAL LOAN
FLEXIBLE FINANCING FOR BUSINESS GROWTH & INVESTMENT PROPERTIES
A Commercial Loan is designed for business owners, investors, and developers looking to purchase, refinance, or expand commercial real estate holdings. Whether you’re acquiring office buildings, retail spaces, multifamily properties, or industrial facilities, our commercial loan programs offer competitive rates, flexible terms, and high borrowing limits to help you achieve your business goals.
READY TO BEGIN YOUR LOAN APPLICATION?
WHY CHOOSE A COMMERCIAL LOAN?
• High Loan Amounts – Borrow up to $5 million+ for commercial properties
• Flexible Loan Terms – Choose from fixed, adjustable, and interest-only options
• Low Down Payment Options – As low as 10%-30% (varies by property type & loan program)
• Multiple Property Types Eligible – Office, retail, industrial, multifamily, mixed-use, and more
• Cash-Out Refinance Available – Access equity for business expansion or investment
COMMERCIAL LOAN QUALIFICATIONS
• Property must be a commercial-use property (office, retail, industrial, multifamily, etc.)
• Down payment of 10%-30% (varies by property type & borrower profile)
• Minimum credit score of 660+ (higher scores may qualify for better terms)
• Debt Service Coverage Ratio (DSCR) of 1.25+ (rental income should cover the loan payment)
• Stable business income or strong financial reserves
READY TO BEGIN YOUR LOAN APPLICATION?
WHY CHOOSE A COMMERCIAL LOAN?
• High Loan Amounts – Borrow up to $5 million+ for commercial properties
• Flexible Loan Terms – Choose from fixed, adjustable, and interest-only options
• Low Down Payment Options – As low as 10%-30% (varies by property type & loan program)
• Multiple Property Types Eligible – Office, retail, industrial, multifamily, mixed-use, and more
• Cash-Out Refinance Available – Access equity for business expansion or investment
COMMERCIAL LOAN QUALIFICATIONS
• Property must be a commercial-use property (office, retail, industrial, multifamily, etc.)
• Down payment of 10%-30% (varies by property type & borrower profile)
• Minimum credit score of 660+ (higher scores may qualify for better terms)
• Debt Service Coverage Ratio (DSCR) of 1.25+ (rental income should cover the loan payment)
• Stable business income or strong financial reserves
STEP-BY-STEP COMMERCIAL LOAN PROCESS
STEP-BY-STEP COMMERCIAL LOAN PROCESS
1. Consult with Our Experts
Discuss financing needs & property details
2. Submit Financial Documents
Business financials, property income, and credit review
3. Loan Pre-Approval
Get an estimate of your borrowing power
4. Underwriting & Loan Approval
Property valuation & financial analysis
5. Close & Expand Your Business
Secure funding for your commercial project
1. Consult with Our Experts
Discuss financing needs & property details
2. Submit Financial Documents
Business financials, property income, and credit review
3. Loan Pre-Approval
Get an estimate of your borrowing power
4. Underwriting & Loan Approval
Property valuation & financial analysis
5. Close & Expand Your Business
Secure funding for your commercial project
ADVANTAGES OF AN COMMERCIAL LOAN
ADVANTAGES OF AN COMMERCIAL LOAN
Finance Large-Scale Projects – Higher loan limits for commercial properties
Flexible Repayment Terms – Options from 5 to 30 years
No Personal Income Verification for Some Loans – Business revenue or DSCR-based qualification
Fast Loan Processing & Approvals – Get funding without unnecessary delays
Refinancing & Cash-Out Options – Use equity for business growth
Available for Various Property Types – Office buildings, retail spaces, industrial properties, multifamily, mixed-use, and more
Refinancing Options – Lower your rate or access home equity
Can Be Used for Home Repairs – USDA loans allow financing for improvements
Finance Large-Scale Projects – Higher loan limits for commercial properties
Flexible Repayment Terms – Options from 5 to 30 years
No Personal Income Verification for Some Loans – Business revenue or DSCR-based qualification
Fast Loan Processing & Approvals – Get funding without unnecessary delays
Refinancing & Cash-Out Options – Use equity for business growth
Available for Various Property Types – Office buildings, retail spaces, industrial properties, multifamily, mixed-use, and more
Refinancing Options – Lower your rate or access home equity
Can Be Used for Home Repairs – USDA loans allow financing for improvements
USDA LOAN VS. CONVENTIONAL LOAN- WHICH IS RIGHT FOR YOU?
USDA LOAN VS. CONVENTIONAL LOAN- WHICH IS RIGHT FOR YOU?
FEATURE
COMMERCIAL LOAN
NON-TRADITIONAL LOAN
PROPERTY TYPE
OFFICE, RETAIL, INDUSTRIAL, MULTIFAMILY, MIXED-USE
RESIDENTIAL, INVESTMENT PROPERTIES, CONDOTELS, NON-WARRANTABLE CONDOS
DOWN PAYMENT REQUIRED
10%-30%
10%-25% (VARIES BY LENDER)
INCOME VERIFICATION
BUSINESS INCOME OR DSCR
BANK STATEMENTS, 1099S, ASSET DEPLETION, OR NO INCOME VERIFICATION
LOAN TERMS
5-30 YEARS
TYPICALLY 15, 20, OR 30 YEARS
FEATURE
COMMERCIAL LOAN
NON-TRADITIONAL LOAN
PROPERTY TYPE
OFFICE, RETAIL, INDUSTRIAL, MULTIFAMILY, MIXED-USE
RESIDENTIAL, INVESTMENT PROPERTIES, CONDOTELS, NON-WARRANTABLE CONDOS
DOWN PAYMENT REQUIRED
10%-30%
10%-25% (VARIES BY LENDER)
INCOME VERIFICATION
BUSINESS INCOME OR DSCR
BANK STATEMENTS, 1099S, ASSET DEPLETION, OR NO INCOME VERIFICATION
LOAN TERMS
5-30 YEARS
TYPICALLY 15, 20, OR 30 YEARS
WHY CHOOSE US FOR YOUR COMMERCIAL LOAN?
WHY CHOOSE US FOR YOUR COMMERCIAL LOAN?
At Trust Lending, we specialize in tailored commercial financing solutions that help businesses and investors secure the funding they need for growth and expansion.
• Expert Guidance – Work with specialists in commercial real estate financing
• Flexible Loan Structures – Fixed, adjustable, and interest-only options
• Fast & Hassle-Free Approvals – Quick processing & funding
• Technology-Driven Service – Secure, seamless digital experience
• Trusted Experience – Over 20 years in mortgage lending
At Trust Lending, we specialize in tailored commercial financing solutions that help businesses and investors secure the funding they need for growth and expansion.
• Expert Guidance – Work with specialists in commercial real estate financing
• Flexible Loan Structures – Fixed, adjustable, and interest-only options
• Fast & Hassle-Free Approvals – Quick processing & funding
• Technology-Driven Service – Secure, seamless digital experience
• Trusted Experience – Over 20 years in mortgage lending
LEARN MORE ABOUT COMMERCIAL LOAN
LEARN MORE ABOUT COMMERCIAL LOAN
What Is a Commercial Loan?
A Commercial Loan is a mortgage designed for businesses and investors who want to purchase, refinance, or expand commercial real estate holdings. These loans allow borrowers to finance income-generating properties, fund large-scale projects, or access capital for business growth.
Who Can Benefit from a Commercial Loan?
• Business owners buying office or retail spaces
• Real estate investors acquiring multifamily or mixed-use properties
• Developers fInding new construction projects
• Industrial companies purchasing warehouses or facilities
Types of Commercial Loans
• Commercial Real Estate Loan – Traditional financing for income-generating properties
• SBA 504 & SBA 7(a) Loans – Government-backed loans for small businesses
• Bridge Loan – Short-term financing for fast property acquisitions
• Construction Loan – Financing for new commercial developments
• Commercial Cash-Out Refinance – Access property equity for business expansion
What Is a Commercial Loan?
A Commercial Loan is a mortgage designed for businesses and investors who want to purchase, refinance, or expand commercial real estate holdings. These loans allow borrowers to finance income-generating properties, fund large-scale projects, or access capital for business growth.
Who Can Benefit from a Commercial Loan?
• Business owners buying office or retail spaces
• Real estate investors acquiring multifamily or mixed-use properties
• Developers fInding new construction projects
• Industrial companies purchasing warehouses or facilities
Types of Commercial Loans
• Commercial Real Estate Loan – Traditional financing for income-generating properties
• SBA 504 & SBA 7(a) Loans – Government-backed loans for small businesses
• Bridge Loan – Short-term financing for fast property acquisitions
• Construction Loan – Financing for new commercial developments
• Commercial Cash-Out Refinance – Access property equity for business expansion
Trust Lending General Information
Corporate Office
Trust Mortgage Lending Corporation
8600 NW 36th St Suite 101 Doral, FL, 33166
+1 888 884 1160
info@trustlending.net
NMLS #204041
Colorado Office
Trust Mortgage Lending Corporation
8400 E Prentice Ave
Suite 1500
Greenwood Village, CO 80111
+1 888 884 1160
Tampa Office
Trust Mortgage Lending Corporation
8593 W. Linebaugh Ave
Tampa, FL 33625
+1 888 884 1160
Lic #2253533
Oregon Office
Trust Mortgage Lending Corporation
8130 SW Beaverton-Hillsdale Hwy
Portland, OR 97225
+1 888 884 1160
Lic #204041
California Office
LG Mortgage Lending Solutions
9350 Willshire Blvd
Suite 203
Beverly Hills, CA 90212
+1 888 884 1160
Lic #41DBO-108370
Helpful Links
Texas Office
Trust Mortgage Lending Corporation
700 Louisiana St
Suite 3950
Houston, TX 77002
+1 888 884 1160
NMLS #1513406
Services
©2025 Trust Mortgage Lending NMLSR ID 204041
Disclaimer: Trust Lending is not a chartered bank or trust company, or depository institution.
It is not authorized to accept deposits or trust accounts.
Trust Lending General Information
Corporate Office
Trust Mortgage Lending Corporation
8600 NW 36th St Suite 101 Doral, FL, 33166
+1 888 884 1160
info@trustlending.net
NMLS #204041
Tampa Office
Trust Mortgage Lending Corporation
8593 W. Linebaugh Ave
Tampa, FL 33625
+1 888 884 1160
Lic #2253533
Texas Office
Trust Mortgage Lending Corporation
700 Louisiana St
Suite 3950
Houston, TX 77002
+1 888 884 1160
NMLS #1513406
California Office
LG Mortgage Lending Solutions
9350 Willshire Blvd
Suite 203
Beverly Hills, CA 90212
+1 888 884 1160
Lic #41DBO-108370
Colorado Office
Trust Mortgage Lending Corporation
8400 E Prentice Ave
Suite 1500
Greenwood Village, CO 80111
+1 888 884 1160
Oregon Office
Trust Mortgage Lending Corporation
8130 SW Beaverton-Hillsdale Hwy
Portland, OR 97225
+1 888 884 1160
Lic #204041
Services
Conventional Loans
FHA Loans
Reverse Mortgages
VA Loans
Jumbo Loans
Foreign National Loans
Helpful Links
Accessibility Statement
Company Overview
Terms and Conditions
Privacy Policy
NMLS Consumer Access
©2025 Trust Mortgage Lending NMLSR ID 204041
Disclaimer: Trust Lending is not a chartered bank or trust company, or depository institution.
It is not authorized to accept deposits or trust accounts.