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FOREIGN NATIONAL LOANS
HOME FINANCING SOLUTIONS FOR INTERNATIONAL BUYERS
A Foreign National Loan is designed for non-U.S. citizens who want to purchase real estate in the United States. Whether you’re investing in property, buying a vacation home, or relocating, this loan provides flexible financing options without requiring U.S. credit history or residency.
FOREIGN NATIONAL LOANS
HOME FINANCING SOLUTIONS FOR INTERNATIONAL BUYERS
A Foreign National Loan is designed for non-U.S. citizens who want to purchase real estate in the United States. Whether you’re investing in property, buying a vacation home, or relocating, this loan provides flexible financing options without requiring U.S. credit history or residency.
READY TO BEGIN YOUR LOAN APPLICATION?
WHY CHOOSE A FOREIGN NATIONAL LOAN?
• No U.S. Credit History Required – Qualify with alternative credit sources
• Flexible Income Verification– Use foreign bank statements or assets
• Multiple Loan Options – Fixed-rate, adjustable-rate, and interest-only options
• Investment & Vacation Homes Allowed – Finance properties for personal or rental use
• Competitive Loan Terms – Tailored to international buyers’ needs
FOREIGN NATIONAL LOAN QUALIFICATIONS
• Valid passport & visa (or foreign government ID)
• Foreign credit report or alternative credit verification
• Proof of income (foreign bank statements or assets)
• Down Payment at least 30%
• Property can be a second home or investment property
READY TO BEGIN YOUR LOAN APPLICATION?
WHY CHOOSE A FOREIGN NATIONAL LOAN?
• No U.S. Credit History Required – Qualify with alternative credit sources
• Flexible Income Verification– Use foreign bank statements or assets
• Multiple Loan Options – Fixed-rate, adjustable-rate, and interest-only options
• Investment & Vacation Homes Allowed – Finance properties for personal or rental use
• Competitive Loan Terms – Tailored to international buyers’ needs
FOREIGN NATIONAL LOAN QUALIFICATIONS
• Valid passport & visa (or foreign government ID)
• Foreign credit report or alternative credit verification
• Proof of income (foreign bank statements or assets)
• Down Payment at least 30%
• Property can be a second home or investment property
STEP-BY-STEP FOREIGN NATIONAL LOAN PROCESS
STEP-BY-STEP FOREIGN NATIONAL LOAN PROCESS
1. Consult with Our Experts
Discuss your goals & loan options
2. Submit Financial Documents
Provide foreign income & asset verification
3. Loan Pre-Approval
Get approved based on financial strength
4. Choose Your Loan
Fixed, adjustable, or interest-only options
5. Close & Own U.S. Property
Secure financing with expert guidance
1. Consult with Our Experts
Discuss your goals & loan options
2. Submit Financial Documents
Provide foreign income & asset verification
3. Loan Pre-Approval
Get approved based on financial strength
4. Choose Your Loan
Fixed, adjustable, or interest-only options
5. Close & Own U.S. Property
Secure financing with expert guidance
ADVANTAGES OF A FOREIGN NATIONAL LOAN
ADVANTAGES OF A FOREIGN NATIONAL LOAN
No U.S. Residency or Green Card Required – Open to non-residents
Flexible Credit Requirements – Foreign credit history accepted
Higher Loan Limits – Borrow more for high-value properties
Diverse Property Options – Primary, secondary, or investment homes
Fast Approval Process – No lengthy U.S. credit verification
Interest-Only Options Available – Lower initial payments for investors
Asset-Based Lending Available – Use international assets for qualification
Can Be Used for Home Repairs – USDA loans allow financing for improvements
No U.S. Residency or Green Card Required – Open to non-residents
Flexible Credit Requirements – Foreign credit history accepted
Higher Loan Limits – Borrow more for high-value properties
Diverse Property Options – Primary, secondary, or investment homes
Fast Approval Process – No lengthy U.S. credit verification
Interest-Only Options Available – Lower initial payments for investors
Asset-Based Lending Available – Use international assets for qualification
Can Be Used for Home Repairs – USDA loans allow financing for improvements
FOREIGN NATIONAL LOANS VS. CONVENTIONAL LOAN- WHICH IS RIGHT FOR YOU?
FOREIGN NATIONAL LOANS VS. CONVENTIONAL LOAN- WHICH IS RIGHT FOR YOU?
FEATURE
FOREIGN NATIONAL LOANS
CONVENTIONAL LOAN
U.S. CREDIT HISTORY REQUIRED
NO
YES
DOWN PAYMENT
AT LEAST 30%
3%-20%
LOAN PURPOSE
SECOND HOME, INVESTMENT
PRIMARY, SECONDARY, INVESTMENT
INCOME VERIFICATION
FOREIGN ASSETS, BANK STATEMENTS
U.S. INCOME/EMPLOYMENT
PROPERTY TYPE
RESIDENTIAL
RESIDENTIAL & INVESTMENT
FEATURE
FOREIGN NATIONAL LOANS
CONVENTIONAL LOAN
U.S. CREDIT HISTORY REQUIRED
NO
YES
DOWN PAYMENT
AT LEAST 30%
3%-20%
LOAN PURPOSE
SECOND HOME, INVESTMENT
PRIMARY, SECONDARY, INVESTMENT
INCOME VERIFICATION
FOREIGN ASSETS, BANK STATEMENTS
U.S. INCOME/EMPLOYMENT
PROPERTY TYPE
RESIDENTIAL
RESIDENTIAL & INVESTMENT
WHY CHOOSE US FOR YOUR FOREIGN NATIONAL LOAN?
WHY CHOOSE US FOR YOUR FOREIGN NATIONAL LOAN?
At Trust Lending, we specialize in helping international buyers navigate U.S. home financing. Our team ensures a smooth, fast, and stress-free mortgage process for non-U.S. residents.
• Tailored Loan Programs – Designed for international buyers
• Expert Guidance – We simplify the process for foreign investors
• Fast & Hassle-Free Approvals – No U.S. credit history required
• Technology-Driven Service – Secure, efficient digital experience
• Trusted Experience – Over 20 years in mortgage lending
At Trust Lending, we specialize in helping international buyers navigate U.S. home financing. Our team ensures a smooth, fast, and stress-free mortgage process for non-U.S. residents.
• Tailored Loan Programs – Designed for international buyers
• Expert Guidance – We simplify the process for foreign investors
• Fast & Hassle-Free Approvals – No U.S. credit history required
• Technology-Driven Service – Secure, efficient digital experience
• Trusted Experience – Over 20 years in mortgage lending
LEARN MORE ABOUT FOREIGN NATIONAL LOANS
LEARN MORE ABOUT FOREIGN NATIONAL LOANS
What Is a Foreign National Loan?
A Foreign National Loan is a mortgage solution for non-U.S. citizens who want to purchase property in the United States. Since traditional loans require U.S. credit history and residency, Foreign National Loans offer alternative qualification methods using foreign credit and assets.
Who Can Apply for a Foreign National Loan?
• Non-U.S. citizens without a Green Card or U.S. residency
• Foreign investors looking to buy real estate in the U.S.
• International business owners purchasing property in the U.S.
• Foreign nationals buying vacation homes
Types of Foreign National Loans
• Fixed-Rate Loan – Stable monthly payments with a fixed interest rate
• Adjustable-Rate Mortgage (ARM) – Lower initial rates with periodic adjustments
• Interest-Only Loan – Lower monthly payments for investors
• Portfolio Loans – Customized financing based on assets rather than income
What Is a Foreign National Loan?
A Foreign National Loan is a mortgage solution for non-U.S. citizens who want to purchase property in the United States. Since traditional loans require U.S. credit history and residency, Foreign National Loans offer alternative qualification methods using foreign credit and assets.
Who Can Apply for a Foreign National Loan?
• Non-U.S. citizens without a Green Card or U.S. residency
• Foreign investors looking to buy real estate in the U.S.
• International business owners purchasing property in the U.S.
• Foreign nationals buying vacation homes
Types of Foreign National Loans
• Fixed-Rate Loan – Stable monthly payments with a fixed interest rate
• Adjustable-Rate Mortgage (ARM) – Lower initial rates with periodic adjustments
• Interest-Only Loan – Lower monthly payments for investors
• Portfolio Loans – Customized financing based on assets rather than income
Trust Lending General Information
Corporate Office
Trust Mortgage Lending Corporation
8600 NW 36th St Suite 101 Doral, FL, 33166
+1 888 884 1160
info@trustlending.net
NMLS #204041
Colorado Office
Trust Mortgage Lending Corporation
8400 E Prentice Ave
Suite 1500
Greenwood Village, CO 80111
+1 888 884 1160
Tampa Office
Trust Mortgage Lending Corporation
8593 W. Linebaugh Ave
Tampa, FL 33625
+1 888 884 1160
Lic #2253533
Oregon Office
Trust Mortgage Lending Corporation
8130 SW Beaverton-Hillsdale Hwy
Portland, OR 97225
+1 888 884 1160
Lic #204041
California Office
LG Mortgage Lending Solutions
9350 Willshire Blvd
Suite 203
Beverly Hills, CA 90212
+1 888 884 1160
Lic #41DBO-108370
Helpful Links
Texas Office
Trust Mortgage Lending Corporation
700 Louisiana St
Suite 3950
Houston, TX 77002
+1 888 884 1160
NMLS #1513406
Services
©2025 Trust Mortgage Lending NMLSR ID 204041
Disclaimer: Trust Lending is not a chartered bank or trust company, or depository institution.
It is not authorized to accept deposits or trust accounts.
Trust Lending General Information
Corporate Office
Trust Mortgage Lending Corporation
8600 NW 36th St Suite 101 Doral, FL, 33166
+1 888 884 1160
info@trustlending.net
NMLS #204041
Tampa Office
Trust Mortgage Lending Corporation
8593 W. Linebaugh Ave
Tampa, FL 33625
+1 888 884 1160
Lic #2253533
Trust Mortgage Lending Corporation
700 Louisiana St
Suite 3950
Houston, TX 77002
+1 888 884 1160
NMLS #1513406
California Office
LG Mortgage Lending Solutions
9350 Willshire Blvd
Suite 203
Beverly Hills, CA 90212
+1 888 884 1160
Lic #41DBO-108370
Colorado Office
Trust Mortgage Lending Corporation
8400 E Prentice Ave
Suite 1500
Greenwood Village, CO 80111
+1 888 884 1160
Oregon Office
Trust Mortgage Lending Corporation
8130 SW Beaverton-Hillsdale Hwy
Portland, OR 97225
+1 888 884 1160
Lic #204041
Services
Conventional Loans
FHA Loans
Reverse Mortgages
VA Loans
Jumbo Loans
Foreign National Loans
Helpful Links
Accessibility Statement
Company Overview
Terms and Conditions
Privacy Policy
NMLS Consumer Access
©2025 Trust Mortgage Lending NMLSR ID 204041
Disclaimer: Trust Lending is not a chartered bank or trust company, or depository institution.
It is not authorized to accept deposits or trust accounts.